Buyer Net Sheet

Know What You'll Need
Before You Make an Offer.

Estimate your cash to close and monthly payment at three price points, with Florida closing costs included.

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Your Numbers

Fill in what you know. We'll do the math.

Defaults are typical Florida estimates. Edit any field to match your lender quote and results update as you type.

Purchase scenarios

Compare up to three possible purchase prices side by side.

Loan

Rates change daily. Use a quote from your lender for the best accuracy.

Applies when down payment is under 20%

Monthly costs

Used for the monthly payment and escrow deposits.

Closing costs

Typical Florida buyer closing costs. Every number is editable.

Prepaids and credits

Items collected up front and credits that reduce what you bring to the table.

Your Estimate

Your estimated cash to close.

Line itemEstimate 1Estimate 2Estimate 3

This sheet is an estimate for planning only and is not a Loan Estimate, closing disclosure, or financial advice. Florida mortgage documentary stamps (0.35% of the loan) and intangible tax (0.20% of the loan) are included, and in most Florida counties the seller pays the owner's title policy, so it is not shown here. Actual figures depend on your lender, loan program, insurance quotes, and contract. Talk with a lender for a formal quote.

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